For insurance companies and social security administering bodies

Protect Assets, Maximize Returns: From Risk Analysis to SAA Optimization.

VaR, impact × probability matrix, and per-party limits for portfolios worth trillions, updated daily from Infovesta data. Plus OJK-licensed advisors who evaluate your investment methods and SOPs before committees, auditors and supervisors do.

Schedule a demo for insurance Download solution summary (PDF)

The demo uses a multi-asset class portfolio scenario with POJK limits of 26/2025 and a 5 × 5 risk matrix.

InvestPro · Portfolio risk matrixDaily · Oct 16, 2026

Portfolio VaR
Rp. 66 M
3.1% of the grade · Minor

VaR amount per product
Rp. 84 M
Diversification effect of −Rp18 M

Probability
2 / 5
weighted indicators

Portfolio

Impact: ignored → dangerousProbability 1–5

Attention: PT ABC corporate bonds rise to probability 4; limit per party 9.6% from 10%.

Terms we support

The asset, liability and risk management rules that bind you are already built into the system.

UU no. 4/2023 (P2SK)Insurance and social securityOversight, governance and reporting framework.

POJK 26/2025Insurance company assets and liabilitiesAsset type, per party, and affiliate limits are checked pre-trade; ALM to liability profile.

POJK 28/2025LJKNB risk managementVaR, probability and risk matrices per product, asset class and portfolio.

POJK 4/POJK.05/2021LJKNB information technologyAccess rights per role, audit trail, separate environments.

For social security administering bodies, a mapping of specific provisions is developed with your compliance team during the assessment.

Quick check

Does this feel familiar to your investment team?

The larger the fund, the more parties will test your method. Check what happens.

VaR and risk matrices are calculated monthly in spreadsheets, and are out of date by the time the committee reads them. Limits per party and affiliate are checked after the transaction, not before. Investment methods and SOPs are tested by committees, auditors and supervisors; what is needed is a licensed independent appraiser. The fair values of hundreds of instruments are updated manually from various pricing sources. Matching assets to liability profiles (ALM) is done separately from the recording system.

Insurance and social security solution packages

Daily risk measurement, data on six asset classes and independent evaluation.

System

InvestPro

VaR per instrument, asset class and portfolio; diversification effects are calculated
1–5 probability of weighted indicators per asset type; 5 × 5 matrix
POJK, internal, per party, group and affiliated limits are checked pre-trade
SAA optimization: maximize return, optimize VaR, or utility; ALM
Automated portfolio and regulator reports

See InvestPro →

Data

InvestData

Stocks, mutual funds, bonds, banking, unit links, indices in one terminal
Yield curve, YTM, duration, fair value, z-score of SUN and corporate
CAMEL and RBBR analysis of banks issuing deposits and bonds
An AI assistant that answers from data, not guessing

View InvestData →

OJK licensed advisor

Infovesta Kapital Advisori

Evaluate investment implementation methods and SOPs against best practices and the latest regulations
Findings and recommendations for improvement are ready to be brought to committees and supervisors
Investment policies, SAA and risk management guidelines

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Risk methodology

Not black box numbers. Each score can be tracked and explained to the committee.

Impact of risk (VaR)

Placement value times chance of loss per product; stocks and mutual funds use three-year volatility.

Probability

A 1 to 5 score of weighted indicators per asset type: market, credit, liquidity and specific risk.

Risk matrix

Impact and probability are mapped in a 5 × 5 matrix per product, asset class, and portfolio; categories from negligible (≤ 2%) to dangerous (> 20%).

Results at similar institutions

What has changed in the social security administration bodies that we have been assisting since 2023.

Investment methods and SOPs~~Tested externally without comparison~~
Evaluated by a licensed advisor, with recommendations

Risk measurement~~Monthly, manual~~
Every stock exchange day, from the system

Materials for committees and supervisors~~Rearranged every time requested~~
Written findings, ready to go

Portfolio risk doesn't wait until the end of the month — with daily measurements, decisions can be made earlier.

Infovesta Investment Advisory Team

View the risk matrix with your example portfolio

Before the first meeting

The answer to your risk management, IT and procurement.

Security and governance

ISO/IEC 27001:2022, periodically audited
Access rights per role: analyst, risk manager, committee, board of directors
Tiered approval (maker–checker) and audit trail

Data and integration

Daily fair values of hundreds of instruments from Infovesta data
Feed data to the actuarial system or core system via API
Limit references can be changed independently when conditions change

Implementation

Assessment → limit configuration, indicator weights and roles → UAT with your portfolio → go-live
Training per role and mentoring
Price quote within 2 working days

Insurance question

What investment and risk teams usually ask before a demo.

Can probability indicator weights be adjusted to suit our risk policy?

Can. Indicators and weights per asset type — deposits, SBN, corporate bonds, mutual funds, shares, to land and buildings — are configured during implementation and can be reviewed with an IKA advisor.

What instruments are supported?

Deposits, bonds, mutual funds, shares, MTN, EBA and other instruments, including direct investment as well as land and buildings for risk assessment.

Is it possible to evaluate SOPs by advisors without purchasing the system?

Can. The Infovesta Kapital Advisori service stands alone; Many institutions start from evaluating methods and SOPs, then decide on systems later.

How are market prices updated?

The fair value of the portfolio is updated daily from Infovesta market data, then VaR, ROI and risk matrix are calculated automatically.

Next step

See for yourself with your sample portfolio.

30–60 minute demo, online or in your office: VaR, risk matrix, per party limits, and, if requested, SOP evaluation discussion with IKA advisor. No commitment.

1 · We will contact you within 1 working day
2 · Demo with product experts and IKA advisors
3 · Written summary and quote within 2 working days

Aren't you the one attending? Send this summary to my team →