For banks and wealth management

Each RM recommends the same basis and footprint.

Customer risk profile, ideal allocation, recommendations from your product list, sales scripts, portfolio monitoring, and rebalancing alerts in one web and mobile application. NAB and scoring data enter the bank's system via API every working day, without downloading or manual processing.

Schedule a demo for the wealth team Minta sampel Data Feed

The demo uses your bank's product list and risk profile; we show the RM flow from profile to recurring transactions.

OFORU · Recommendations for customersRM: Priority · Sudirman Branch

Profile: ModerateGoal: education, 8 yearsFunds: IDR 500 million

Money market

20% Fixed income

45% Shares

35%

Fixed Income RD [bank product]★★★★★ · 45%

RD Shares [bank products]★★★★+ · 35%

RD Money Market [bank products]★★★★★ · 20%

Sales script ready: reasons for allocation, risks of each product, and profile suitability documents are recorded for audit.

Terms we support

Suitability of risk profile that can be proven to internal audit and OJK.

POJK 22/2023Protection of consumers in the financial services sectorRisk profile, product suitability and offer documentation are recorded per customer.

APERD provisionsMutual fund securities sales agentRecommendations from the bank's approved product list; WAPERD certified sales force.

Internal auditRecommendation and transaction trailWho recommended what, when, and on the basis of which profile, is recorded for inspection.

DataConsistent pricing sourceThe NAV and scoring seen by RMs, customers, and the bank system come from one daily source.

A mapping of your bank's specific provisions is developed with the compliance team during the assessment.

Quick check

Does this feel familiar to your wealth team?

Check what happens. The more RMs there are, the harder it is to maintain consistency without the same tools.

Hundreds of RMs match products to customer risk profiles in their own way. Consistency of recommendations and sales monitoring is difficult to maintain between branches. NAV, bond and index data for the internal system is downloaded and processed manually; one day late means the number is out of date. Customers are not notified when their portfolio deviates from the ideal allocation. WAPERD training and product materials for new RMs are spread across many places.

Bank and wealth management solution packages

Tools for RM, data for bank systems, learning for sales teams.

Investment sales tools

OFORU

The customer's risk profile and objectives are filled in in the application
Ideal allocation (SAA per profile) and recommendations from the bank's product list
Sales script and profile suitability documents
Monitoring customer portfolios and rebalancing alerts
Weekly market review from OJK licensed advisors
Web, App Store and Google Play

See OFORU →

Structured data

Data Feeds

NAB, scoring, bonds, shares and indices via API every working day
Log in directly to the core system, mobile banking, or wealth portal
Used by banks and securities since the 2010s; one foreign bank client since 2022

Request sample data →

Learning & collaboration

Qonnectiq

WAPERD materials and products, live classes, discussions
Monitoring progress and reporting learning per RM and branch
Continuing Infovesta's E-Waperd and i-Learn since 2010

View platforms →

Sales journey

From risk profile to repeat transactions.

Risk profile

RM fills in customer profile and objectives in the application; the results are saved for auditing.

Recommendation

Ideal allocation and relevant products from the bank's product list, complete with sales script.

Transactions and monitoring

Customer portfolios are monitored with daily NAV; RM and supervisor see the same position.

Rebalancing

Alerts when allocations deviate, become the reason for contact and subsequent transactions.

Results at similar institutions

What has changed in state-owned banks (OFORU, since 2023) and foreign banks (Data Feed, since 2022).

Priority RM recommendations~~Each way~~
100+ RM, one app, one basic

Sales monitoring~~Difficult to maintain between branches~~
Each recommendation has the same footprint

Data to the bank system~~Downloaded and processed manually~~
Automatically via API, every working day

When every RM uses the same risk profile, product list, and NAV data, recommendations are consistent and easy to audit — without increasing administrative burden.

Infovesta Wealth Management Team

View the RM flow with your bank product list

Before the first meeting

The answer to your bank's compliance, IT and procurement.

Security and customer data

ISO/IEC 27001:2022, periodically audited
Access rights per role: RM, supervisor, compliance, head office
Audit trail of profiles, recommendations and transactions
Deployment options are discussed with the IT team during the demo

Integration

The bank's product list and risk profile are configured, not imposed
Data Feed via API to core system, mobile banking, or portal
RM Apps on the web, App Store, and Google Play

Launch to RM

Pilots across multiple branches → training per role → gradual rollout
Training materials in Qonnectiq, progress per RM is monitored
Price quote within 2 working days

Banking inquiries

What the wealth team usually asks before the demo.

Are recommendations only from the products we sell?

Yes. OFORU recommends from your bank's list of approved products; ideal allocations are calculated per risk profile, then mapped to available products.

How does NAB data enter our system?

Data Feed sends NAV, scoring, bonds, stocks, and structured indices via API to your database or application every business day; format agreed upon during the assessment.

Can an insurance or securities agent be used, not just a bank RM?

Can. Profile flow → recommendation → monitoring is the same; product and role lists tailored to your institution.

Are there any training materials for new RMs?

There is. Application training is available for each client, plus Qonnectiq for WAPERD materials and products, with progress per RM monitored.

Next step

View the RM flow with your bank's products and risk profile.

30–60 minute demo, online or in your office: from customer profiles to rebalancing alerts, plus examples of Data Feed integration. No commitment.

1 · We will contact you within 1 working day
2 · Demo with product experts, with examples from similar banks
3 · Overview of phased rollout and offers within 2 business days

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